by Brook Tylka | Mar 21, 2024 | Employee Benefits, LTDI
You appealed a denial of your Short- or Long-Term Disability claim. Now the insurance company is asking you to respond to a report from a doctor that they hired to review you records. You might be confused as to what is happening. Why does the insurance company want...
by Jessa Victor | Mar 21, 2024 | LTDI
If your long-term disability (LTD) insurer has rendered a final denial regarding your claim for benefits such that you are unable to file any more appeals to the insurer, you have “exhausted your administrative remedies” under the plan. This means your next step is...
by Jessa Victor | Dec 14, 2023 | LTDI
In recent years, the conversation surrounding mental health has gained momentum, prompting a closer examination of how mental health concerns are addressed across various facets of our lives. While strides have been made in ensuring mental health parity in health...
by Jessa Victor | Oct 5, 2023 | Jessa Victor, LTDI
If your long-term disability (LTD) insurance carrier has denied or terminated your claim for LTD benefits, and you’ve exhausted your administrative appeals, your next step is to file a lawsuit against the carrier. In most circumstances, the lawsuit will be filed in...
by Brook Tylka | Oct 5, 2023 | Brook Tylka, Employee Benefits, LTDI
You have been off of work for a while and have been receiving short-term disability insurance benefits. Now the disability insurance company is letting you know that you are nearing the end of your short-term disability benefits. What happens next? Confirm that You...
by Bill Parsons | Jun 6, 2023 | LTDI, William Parsons
Are you appealing a long term disability denial, you may be wondering what your next steps are? The first step in appealing a denial is to read your denial letter carefully. The letter should explain why your claim was denied and what you need to do to appeal. In most...