How to File a Disability ClaimCollect and Report the Right Information to Maximize Your Claim's Chances for Approval
Filing a disability claim is the first step necessary toward receiving short term disability insurance. You will need a long term disability attorney to file a separate disability claim for your long term disability insurance. The disability claims application process varies by insurance company, but in general you must provide personal, medical and employment information. Additionally, your doctor must certify you are unable to work.
Gather & Report the Right Information
When filing disability claims, it is important to be honest with the disability insurance company about your medical condition. However, it is also important to stand up for yourself and make sure the disability insurance company fully understands why you are unable to work. Discuss your claim with your doctor and make sure your doctor notes all of the relevant information in the report to the disability insurance company. Most disability insurance companies will look for any reason to deny disability claims. Working with an experienced long term disability attorney who knows how insurance companies operate will help you even the playing field.
Act Promptly to Avoid Delays in Long Term Benefits
Additionally, it is important to promptly file a disability claim for your long term disability insurance benefits, even if you have been denied short term disability insurance benefits. This is because if you are unable to work for more than a short period of time, failing to apply for long term disability insurance benefits will delay your disability claims process and keep you from receiving the money you deserve. Your Hawks Quindel long term disability attorney will make sure that the insurance company follows the rules and provides you with the benefits you are entitled to.
Experienced Disability Attorneys Can Help
If your claim for short term disability insurance or long term disability insurance benefits has been denied, please contact a Hawks Quindel long term disability attorney for a free consultation to discuss your rights. We represent individuals throughout Wisconsin on a contingent fee basis. In Madison, WI call (800) 610-0040 or (608) 257-0040. In Milwaukee, WI call (800) 236-3348 or (414) 271-8650, or send us an email.
Learn more here about what to do if you need to file a disability claim appeal.
To learn more about our Long Term Disability practice, please see our Long Term Disability blog topics.