by Jessa Victor | Jul 19, 2022 | Jessa Victor, LTDI
New Bill Proposes Banning Discretionary Clauses in All ERISA-Covered Disability Policies On May 12, 2022, Mark DeSaulnier, a democrat from the California House of Representatives, proposed new legislation that would ban discretionary clauses in ERISA-governed...
by Jessa Victor | Mar 18, 2022 | Employee Benefits, Jessa Victor
Understanding Patient Rights Under the No Surprises Act The No Surprises Act (NSA) went into effect on January 1, 2022 and is expected to provide widespread protections to patients from surprise medical bills, which can otherwise be financially devastating. ...
by Jessa Victor | Dec 16, 2021 | Jessa Victor, LTDI
What to Do When Your Doctor Won’t Complete Disability Paperwork Having medical support for your disability is often the most important part of any short-term and/or long-term disability insurance (STDI/LTDI) claim. In addition to medical records, your insurer will...
by Jessa Victor | Apr 29, 2021 | Employee Benefits, Jessa Victor
2021 American Rescue Plan Offers COBRA Continuation Coverage Subsidies On March 11, 2021, President Joe Biden signed the American Rescue Plan Act of 2021 (ARPA), which provides additional economic relief during the COVID-19 pandemic. The ARPA is the latest in a series...
by Jessa Victor | Dec 4, 2020 | Employee Benefits, Jessa Victor
Group Health Plans and COBRA Deadlines Extended During COVID-19 Pandemic COVID Pandemic Has Jeopardized Health Care Coverage for Millions Many businesses have been forced to lay off workers in response to the economic slowdown caused by the COVID-19 pandemic. These...
by Jessa Victor | Mar 20, 2020 | All, Areas, Jessa Victor, LTDI
What is Surveillance? Surveillance is a common tool insurers use to investigate your long-term disability insurance (LTDI) claim, especially if your insurance company suspects you of exaggerating your disability. Insurance companies may hire one or more private...
