If Your Loved One's Life Insurance Claim Was Denied, We Are Here to Help
Losing a loved one is incredibly difficult. Facing a denied life insurance claim on top of your grief can feel overwhelming. You may be counting on these funds to protect your family’s future.
Insurance companies often deny valid claims. Your right to death benefits depends on the specific policy language and the law. Our attorneys have experience with many types of life insurance policies. We help families in Madison pursue the benefits they are owed after a claim is denied.
Understanding Accidental Death & Dismemberment (AD&D)
Many people have Accidental Death and Dismemberment (AD&D) insurance. This coverage is for an accidental injury or death. Policies define what counts as an accident, such as a car crash, a fall, or a fire.
However, these policies also have many exclusions. Insurers may deny a claim based on reasons like disease, substance abuse, or self-inflicted harm. Insurance companies often use these fine-print exclusions to deny payments when families need them most.
A Denial Is Not the Final Word
If your life insurance or AD&D claim was denied, do not assume the insurance company’s decision is correct. An insurer’s denial is not the end of the road. You have the right to appeal the decision.
Your right to benefits depends on many facts. These include the policy language, the coverage you had, and the details of the death or injury. A successful appeal often depends on a careful investigation and a well-prepared case.
How Our Madison Attorneys Can Help
The employee benefits attorneys at Hawks Quindel can help you challenge a denial. We will closely review your claim and the insurance policy. We work with you to build a strong appeal.
Our team gathers the necessary information to support your case. This may include medical records and reports from experts. We often handle these cases on a contingent fee basis. This means you do not pay us any fees unless we help you recover benefits.
Contact Us for a Consultation
If an insurance company has denied your claim for death benefits, we are ready to listen. The Madison life insurance benefits lawyers at Hawks Quindel can discuss your situation and explain your options.
Please call a Madison employee benefits attorney directly at (608) 257-0040. You can also reach us by calling one of our other offices or emailing us through our Contact Page.