Unveiling the Benefits of Mediation for Long-Term Disability Insurance Cases
If your long-term disability (LTD) insurer has rendered a final denial regarding your claim for benefits such that you are unable to file any more appeals to the insurer, you have “exhausted your administrative remedies” under the plan. This means your next step is...Bridging the Gap: Ending Mental Health Disparity in Disability Insurance Policies
In recent years, the conversation surrounding mental health has gained momentum, prompting a closer examination of how mental health concerns are addressed across various facets of our lives. While strides have been made in ensuring mental health parity in health...An Uphill Battle: Understanding the “Arbitrary and Capricious” Standard of Review.
Let’s say that your long-term disability (LTD) insurance carrier has denied or terminated your claim for LTD benefits and you’ve exhausted your administrative appeals. Your next step is to file a lawsuit against the carrier. In most circumstances, you will file...