Archive
What to Do When Your Prior Authorization Is Denied—And When to Call a Lawyer
Across the country, lawmakers are increasingly scrutinizing a health insurance practice that frustrates patients and doctors alike: prior authorization. A recent report by NPR highlights...
Short-Term and Long-Term Disability Benefits for Pregnancy and Postpartum Complications
What to know if childbirth recovery, postpartum depression, or anxiety keeps you from returning to work Pregnancy and childbirth are often described as joyful milestones—but...
How to Find a Lost Life Insurance Policy — And What to Do If Your Claim Is Denied
A Guide from HQ Law When a loved one passes away, families often face not only emotional hardship but also financial uncertainty. One of the...
Can Alcohol Use Disorder Qualify for Disability Benefits?
For many years, alcohol use disorder (AUD) was often viewed as a matter of poor choices or a lack of willpower. Today, medical research makes...
Filing for and Claiming Disability & Survivor Benefits After a CJD Diagnosis
When a loved one is diagnosed with Creutzfeldt-Jakob Disease (CJD), life changes in an instant. This extremely rare and aggressive neurodegenerative illness progresses rapidly, leaving families grappling...
Mental Health Matters: Disability Benefits for Wisconsin Police Officers
May is Mental Health Awareness Month, a time to spotlight the importance of emotional well-being and to empower and advocate for those living with mental...
Will Social Security Cuts Impact Your LTD Benefits?
The Social Security Administration (SSA) warned last week that Trump’s Department of Government Efficiency’s efforts to reduce federal spending may result in “significant workforce reductions”...
How Using Photos in Your LTD Case Can Strengthen Your Claim
For most ERISA long-term disability (LTD) cases that proceed to court, the case is decided on a closed administrative record in which the judge can...
Your LTD Appeal Was Approved! Now What?
Congratulations—your long-term disability appeal was approved! The good news is that you will likely be receiving a check from your disability insurance carrier for the...