LTDI
Why Long Term Disability Insurers Require You to Apply for SSDI (And How It Affects You)
If you have been receiving long term disability (LTD) benefits, you have probably received a letter from your insurance company telling you to apply for...
When Back Pain Stops You from Working: Navigating Long-Term Disability Claims
According to the World Health Organization, low back pain is the leading cause of disability worldwide. With the prevalence of this condition, many people are...
Long-Term Disability Benefits Can Help After an Injury, Even While a Personal Injury Case Is Pending
After a serious injury, it’s common to focus on the immediate aftermath: medical care, lost work, and possibly a personal injury claim. But what happens...
How Long Do Long-Term Disability Benefits Last?
As the name suggests, long-term disability benefits are supposed to last for the long term. But what does that actually mean? If you’re facing a...
Short-Term and Long-Term Disability Benefits for Pregnancy and Postpartum Complications
What to know if childbirth recovery, postpartum depression, or anxiety keeps you from returning to work Pregnancy and childbirth are often described as joyful milestones—but...
Don’t Let The Insurance Company Downplay Your Migraines: How to Prove Your Long-Term Disability Claim
When Migraines Become Disabling Migraines are one of the most common neurological conditions in the world, yet they are also one of the most misunderstood....
Long-Term Disability and Long COVID: Science Is Finally Catching Up
Understanding Long-Term Disability and COVID-19 Long-term disability (LTD) insurance is supposed to help when you can’t work because of an illness or injury. But for...
Disabled by Alcohol Use Disorder? You Might be Eligible for Short- or Long- Term Disability Benefits
For many years, alcohol use disorder (AUD) was often viewed as a matter of poor choices or a lack of willpower. Today, medical research makes...
You Stopped Working Months (or Years) Ago — Can You Still File for Short- and Long-Term Disability?
If you left your job or were let go due to a medical condition some time ago but never filed for short- or long-term disability...