Important disclaimer: The information in this blog post is intended as general guidance for lawsuits filed under the Employee Retirement Income Security Act of 1974 (ERISA). If your claim is regarding an individual disability insurance policy not governed by ERISA,...
Congratulations—your long-term disability appeal was approved! The good news is that you will likely be receiving a check from your disability insurance carrier for the total amount of past due disability benefits and begin receiving monthly benefit on an ongoing...
If you have a chronic or progressive medical condition that is beginning to impact your ability to work, you might be wondering if you can file for benefits under your Short- or Long-Term Disability Insurance policy before you stop working. Even if your medical...
Disabled individuals may have a number of protections and rights in the workplace. However, determining how and when to invoke those rights can often be challenging as individuals try to balance the restrictions imposed by their disability with their desire to...
You appealed a denial of your Short- or Long-Term Disability claim. Now the insurance company is asking you to respond to a report from a doctor that they hired to review you records. You might be confused as to what is happening. Why does the insurance company want...
If your long-term disability (LTD) insurer has rendered a final denial regarding your claim for benefits such that you are unable to file any more appeals to the insurer, you have “exhausted your administrative remedies” under the plan. This means your next step is...
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