Are you appealing a long term disability denial, you may be wondering what your next steps are? The first step in appealing a denial is to read your denial letter carefully. The letter should explain why your claim was denied and what you need to do to appeal. In most...
If Liberty Mutual Insurance has been managing your long term disability insurance, you may have noticed the letterhead on any correspondence regarding your long term disability insurance benefits has changed. If you have a long term disability claim managed by Liberty...
Can I Receive Both Long Term Disability Insurance & Worker’s Compensation? Yes, you can. If you have been injured on the job, you are likely eligible to receive worker’s compensation insurance (also called “worker’s comp” or “workman’s comp”). You may also be...
Your long term disability insurance benefit typically provides some form of wage replacement when you are unable to work due to illness or injury. Some long term disability plans also provide additional benefits to qualified individuals beyond income replacement. The...
Applying for Long-Term Disability Insurance Benefits: What to Do and Expect Applying for long-term disability insurance (LTDI) benefits can be stressful, not only because you are dealing with a medical problem keeping you out of work, but also because communicating...
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