by Jessa Victor | Mar 4, 2025 | Employee Benefits, LTDI, Social Security Disability, SSDI
The Social Security Administration (SSA) warned last week that Trump’s Department of Government Efficiency’s efforts to reduce federal spending may result in “significant workforce reductions” across the agency, which is responsible for processing some 2 million...
by Donnie Malchow | Feb 10, 2025 | Donnie Malchow, SSDI
If you are applying for Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), or both, it often takes a significant amount of time to get approved. However, once you are approved, you may receive not only ongoing monthly payments but also a...
by Gabriel Manzano Nieves | Feb 10, 2025 | Gabriel Manzano, Workers Compensation
A Medicare Set-Aside Agreement (“MSA”) is an agreement that allocates a portion of the funds obtained through the settlement of a worker’s compensation claim for deposit into a bank account or annuity in order to fund the future treatment of a workplace injury. In...
by Jessa Victor | Feb 10, 2025 | Jessa Victor, LTDI
For most ERISA long-term disability (LTD) cases that proceed to court, the case is decided on a closed administrative record in which the judge can only review the information contained in the insurer’s claim file as of the date it rendered its final decision. In...
by Naomi Swain | Jan 13, 2025 | LTDI, Naomi Smith
An insurance company’s goal is to make money, which naturally means the number one goal, besides selling insurance policies, is to deny insurance claims. However, if a claimant has a strong case with no plausible reason to deny, insurance companies will sometimes...
by Forrest Stewart | Jan 13, 2025 | Employment Law, Forrest Stewart
What is constructive discharge and why is it important? Constructive discharge is a legal theory that allows employees to establish an adverse employment action even when they quit their job. This is important because an “adverse employment action” is an...
