LTDI

COURTS VIEW AN INSURANCE COMPANY’S CONFLICT OF INTEREST AS A MERE “FACTOR” AMONG MANY WHEN REVIEWING BENEFIT DENIALS

Often, the same disability insurance company that pays your claim for benefits also determines whether it has to pay you benefits at all. Sound like...

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OWN OCCUPATION VS ANY OCCUPATION

Long term disability insurance plans provide benefits to employees who have become “disabled.” Initially, most plans define disabled as the inability to perform your own...

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DOUBLE STANDARD? THE NEED TO FILE A STRONG INTERNAL APPEAL

If you have been denied long term disability insurance benefits, you should not wait until the matter ends up in court to vigorously contest the...

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HOW LONG DO I HAVE TO APPEAL MY LONG TERM DISABILITY INSURANCE BENEFIT DENIAL?

If your long term disability insurance benefit is denied, you may have only a short time to file your internal administrative appeal. Long term disability...

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