LTDI
Lump Sum Long Term Disability Insurance Settlements: 5 Key Issues
I represent individuals with long term disability insurance claims, which means I fight insurance companies that deny my clients long term disability insurance benefits. I...
If My Doctor Says I’m Disabled, Can My Insurance Company Deny Disability Benefits?
Employees who must stop working due to a health condition often do so at the direct advice of their healthcare providers. When this happens, they...
SHORT TERM AND LONG TERM DISABILITY INSURANCE – WHAT IS THE DIFFERENCE?
Short term and long term disability insurance provide replacement income if you are unable to continue working due to an illness or accident. As the...
CAN AN INSURANCE COMPANY DENY ME LONG-TERM DISABILITY INSURANCE BENEFITS WHEN I CANNOT PERFORM THE SPECIFIC DUTIES OF MY JOB?
Employer-sponsored long-term disability insurance (LTDI) policies provide income to employees who are unable to perform their job for an extended period of time, typically six...
BIG WIN FOR EMPLOYEES SEEKING LONG TERM DISABILITY INSURANCE BENEFITS
Court Recognizes Insurance Company’s Conflict of InterestStephan v. Unum Life Insurance Company of America In the majority of long term disability insurance claims, the insurer...
LONG TERM DISABILITY DISCOVERY & DEPOSITIONS
My clients with long term disability insurance (LTDI) claims that are governed by the Employee Retirement Income Security Act of 1974 (ERISA) often are surprised...
MENTAL HEALTH CLAIMS FOR LONG TERM DISABILITY INSURANCE – FOUR THINGS YOU SHOULD KNOW
Sometimes it is not a physical illness that prevents you from working. Mental health issues can become so severe that they completely interfere with your...
CAN I RECEIVE OTHER BENEFITS WHILE RECEIVING LONG TERM DISABILITY BENEFITS?
Yes. Your long term disability insurance (LTDI) benefits provide you with a percentage of your income while you are unable to work. You may, however,...
CAN MY LONG TERM DISABILITY INSURANCE COMPANY MAKE ME APPLY FOR SOCIAL SECURITY DISABILITY BENEFITS?
Yes. Most long term disability insurance (LTDI) policies contain language that require participants who are receiving LTDI benefits to apply for Social Security Disability Insurance...