LTDI
MY DISABILITY PLAN SAYS WHAT!? WHY WHAT YOU DON’T KNOW COULD HURT YOU.
If you have disability coverage through your employer, you may assume that should you become injured or permanently disabled, your insurance will protect you from...
ARE YOU BEING FOLLOWED? SURVEILLANCE AND LONG TERM DISABILITY INSURANCE BENEFITS
When individuals apply for disability benefits, many insurance companies will hire private investigators to perform surveillance. Insurance companies do this in an effort to prove...
COURTS VIEW AN INSURANCE COMPANY’S CONFLICT OF INTEREST AS A MERE “FACTOR” AMONG MANY WHEN REVIEWING BENEFIT DENIALS
Often, the same disability insurance company that pays your claim for benefits also determines whether it has to pay you benefits at all. Sound like...
OWN OCCUPATION VS ANY OCCUPATION
Long term disability insurance plans provide benefits to employees who have become “disabled.” Initially, most plans define disabled as the inability to perform your own...
DOUBLE STANDARD? THE NEED TO FILE A STRONG INTERNAL APPEAL
If you have been denied long term disability insurance benefits, you should not wait until the matter ends up in court to vigorously contest the...
HOW LONG DO I HAVE TO APPEAL MY LONG TERM DISABILITY INSURANCE BENEFIT DENIAL?
If your long term disability insurance benefit is denied, you may have only a short time to file your internal administrative appeal. Long term disability...