LTDI

My Long-Term Disability Lawsuit Has Been Filed. Now What?

Important disclaimer: The information in this blog post is intended as general guidance for lawsuits filed under the Employee Retirement Income Security Act of 1974...

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Your LTD Appeal Was Approved! Now What? 

Congratulations—your long-term disability appeal was approved! The good news is that you will likely be receiving a check from your disability insurance carrier for the...

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Can I File a Short-/Long-Term Disability Insurance Claim While I’m Still Working?  

If you have a chronic or progressive medical condition that is beginning to impact your ability to work, you might be wondering if you can...

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Navigating Disabilities in the Workplace: Should I seek a disability accommodation or disability benefits?

Disabled individuals may have a number of protections and rights in the workplace. However, determining how and when to invoke those rights can often be...

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Responding To New Information During Your Short- or Long-Term Disability Appeal

You appealed a denial of your Short- or Long-Term Disability claim. Now the insurance company is asking you to respond to a report from a...

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Unveiling the Benefits of Mediation for Long-Term Disability Insurance Cases

If your long-term disability (LTD) insurer has rendered a final denial regarding your claim for benefits such that you are unable to file any more...

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Bridging the Gap: Ending Mental Health Disparity in Disability Insurance Policies

In recent years, the conversation surrounding mental health has gained momentum, prompting a closer examination of how mental health concerns are addressed across various facets...

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An Uphill Battle: Understanding the “Arbitrary and Capricious” Standard of Review.

Let’s say that your long-term disability (LTD) insurance carrier has denied or terminated your claim for LTD benefits and you’ve exhausted your administrative appeals. Your...

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Transitioning from Short-Term Disability to Long-Term Disability? Here’s What to Expect.

You have been off of work for a while and have been receiving short-term disability insurance benefits. Now the disability insurance company is letting you...

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