An Uphill Battle: Understanding the “Arbitrary and Capricious” Standard of Review.
Let’s say that your long-term disability (LTD) insurance carrier has denied or terminated your claim for LTD benefits and you’ve exhausted your administrative appeals. Your next step is to file a lawsuit against the carrier. In most...Transitioning from Short-Term Disability to Long-Term Disability? Here’s What to Expect.
You have been off of work for a while and have been receiving short-term disability insurance benefits. Now the disability insurance company is letting you know that you are nearing the end of your short-term disability benefits. What happens next? Confirm that You...
How to Appeal a Long Term Disability Denial
Are you appealing a long term disability denial, you may be wondering what your next steps are? The first step in appealing a denial is to read your denial letter carefully. The letter should explain why your claim was denied and what you need to do to appeal. In most...