LTDI
Navigating Disabilities in the Workplace: Should I seek a disability accommodation or disability benefits?
Disabled individuals may have a number of protections and rights in the workplace. However, determining how and when to invoke those rights can often be...
Responding To New Information During Your Short- or Long-Term Disability Appeal
You appealed a denial of your Short- or Long-Term Disability claim. Now the insurance company is asking you to respond to a report from a...
Unveiling the Benefits of Mediation for Long-Term Disability Insurance Cases
If your long-term disability (LTD) insurer has rendered a final denial regarding your claim for benefits such that you are unable to file any more...
Bridging the Gap: Ending Mental Health Disparity in Disability Insurance Policies
In recent years, the conversation surrounding mental health has gained momentum, prompting a closer examination of how mental health concerns are addressed across various facets...
An Uphill Battle: Understanding the “Arbitrary and Capricious” Standard of Review.
Let’s say that your long-term disability (LTD) insurance carrier has denied or terminated your claim for LTD benefits and you’ve exhausted your administrative appeals. Your...
Transitioning from Short-Term Disability to Long-Term Disability? Here’s What to Expect.
You have been off of work for a while and have been receiving short-term disability insurance benefits. Now the disability insurance company is letting you...
How to Appeal a Long Term Disability Denial
Are you appealing a long term disability denial, you may be wondering what your next steps are?The first step in appealing a denial is to...
Disabled by Opioid Use Disorder? You May Be Eligible for Short- and Long-Term Disability Benefits
Beginning in the 1990s, the use of prescription opioids to treat chronic pain sky-rocketed despite concerns about the drug’s addictive properties and long-term risks. Fast-forward...
The Professional’s Dilemma: Special Considerations for Professionals in Need of Long-Term Disability Benefits
Most professionals have dedicated immense resources just for the opportunity to work in their chosen career path. Whether that includes obtaining advanced degrees or moving...