LTDI
BIG WIN FOR EMPLOYEES SEEKING LONG TERM DISABILITY INSURANCE BENEFITS
Court Recognizes Insurance Company’s Conflict of InterestStephan v. Unum Life Insurance Company of America In the majority of long term disability insurance claims, the insurer...
LONG TERM DISABILITY DISCOVERY & DEPOSITIONS
My clients with long term disability insurance (LTDI) claims that are governed by the Employee Retirement Income Security Act of 1974 (ERISA) often are surprised...
MENTAL HEALTH CLAIMS FOR LONG TERM DISABILITY INSURANCE – FOUR THINGS YOU SHOULD KNOW
Sometimes it is not a physical illness that prevents you from working. Mental health issues can become so severe that they completely interfere with your...
CAN I RECEIVE OTHER BENEFITS WHILE RECEIVING LONG TERM DISABILITY BENEFITS?
Yes. Your long term disability insurance (LTDI) benefits provide you with a percentage of your income while you are unable to work. You may, however,...
CAN MY LONG TERM DISABILITY INSURANCE COMPANY MAKE ME APPLY FOR SOCIAL SECURITY DISABILITY BENEFITS?
Yes. Most long term disability insurance (LTDI) policies contain language that require participants who are receiving LTDI benefits to apply for Social Security Disability Insurance...
WHAT DO I NEED TO KNOW ABOUT SHORT TERM DISABILITY BENEFITS?
A lot of the posts on our blog focus on long term disability benefits. There are many issues, however, that are specific to claims for...
OBJECTIVE VS. SUBJECTIVE DOCUMENTATION OF DISABILITY
What can you do if your long term disability insurance (LTDI) claim has been denied for lack of “objective” medical evidence? To successfully appeal and...
MY DISABILITY PLAN SAYS WHAT!? WHY WHAT YOU DON’T KNOW COULD HURT YOU.
If you have disability coverage through your employer, you may assume that should you become injured or permanently disabled, your insurance will protect you from...
ARE YOU BEING FOLLOWED? SURVEILLANCE AND LONG TERM DISABILITY INSURANCE BENEFITS
When individuals apply for disability benefits, many insurance companies will hire private investigators to perform surveillance. Insurance companies do this in an effort to prove...